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There are banking alternatives
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Community Trading Schemes
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Co-operatives and Mutuals
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Community Banks
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Government owned Banks
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This part of the web site is designed to show you that there are many alternatives to “The Banks” (Privately owned corporations, using “fractional reserve” - debt based banking systems which in New Zealand’s case, are also overseas owned).
The alternatives vary in the degree that they differ from “The Banks”. Some continue to use the same debt system but have a co-operative ownership structure which mitigates to some degree the profit driven excesses of corporate banking. While others have established a sophisticated system of barter, counter-trade, and alternative currencies, where trading operates in a debt free environment without interest, and using all the modern tools of the “internet” and “text” banking
I have divided them up into four groups:
- Community trading schemes - they are co-operative (nobody owns them) and they are controlled by the users.
- Co-operatives or Mutuals which are owned and controlled by their members - The people who save, borrow and do their transactional banking or trading with them.
- Community Banks - Ownership vested in a community trust
- Government owned banks - Owned by the people through their elected representatives.
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Websites about banking or trading alternative
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Community trading schemes
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BARTERZONE
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http://barterzone.co.nz/
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Ormita Commerce Network - Ormita acts as a clearinghouse for the trade of excess capacities, goods and services and works through a combination of manual clearing, online e-commerce trading, 24 hour telephone brokering and independent licensees and brokers.
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http://www.ormita.com/
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Bartercard New Zealand
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http://www.bartercard.co.nz/
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Out of our own backyards
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http://ooooby.ning.com/
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Transition Towns of New Zealand
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http://transitionaotearoa.org.nz/group/transitioncurrencies
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Wairarapa Green Dollars
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http://www.wais.org.nz/
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LETS-Link up to New Zealand
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http://www.lets-linkup.com/32-NewZealand.htm
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Golden Bay H.A.N.D.S
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http://www.selfreliance.org.nz/group.php?g=8&about=what_we_do
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TimeBanks
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http://www.timebanks.org/
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Ithaca HOURS Online
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http://www.lightlink.com/hours/ithacahours/
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Salt Spring Island Dollars
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http://saltspringdollars.com/
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LETSytems -The Home Page
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http://www.gmlets.u-net.com/
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LETS in Australia
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http://www.lets.org.au/
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E.F. Schumacher Society
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www.schumachersociety.org/local_currencies.html
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Local and Interest free currencies
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http://projects.exeter.ac.uk/RDavies/arian/local.html
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The Open Money Project
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http://www.openmoney.org/
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Barter Software
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http://www.xolimited.com/en/home/index.aspx
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Ozone New Zealand
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http://www.ozone.net.nz
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Ozone Barter Network - a presentation
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http://www.ozone.net.nz/OzoneFlashPresentation/
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Trade Pounds + Links = Barter Currencies
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http://bartercard.wordpress.com/about/
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Barter News
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http://www.barternews.com/
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Co-operatives and Mutuals
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Credit Unions
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See more about Credit Unions
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Credit Union North
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www.nzcunorth.co.nz
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New Zealand Association of Credit Unions
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www.nzacu.org.nz
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PSIS
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http://www.psis.co.nz/InternetBanking/nt/home.asp
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SBS
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http://www.sbs.net.nz/
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Rabobank
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http://www.rabobank.co.nz/Pages/new.aspx
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Community Banks
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TSB
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http://www.tsb.co.nz/
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Government owned banks
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Kiwibank
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http://www.kiwibank.co.nz/
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The Reserve Bank of New Zealand
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http://www.reservebank.govt.nz/
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